Thứ Ba, 29 tháng 1, 2019

Waching daily Jan 29 2019

 Gunners chief Unai Emery desperately needs to boost his options before Thursday's deadline

 The Spaniard worked with Suarez at Sevilla and wants a reunion with the midfielder

 However, negotiations have become increasingly long winded. Maguire has hinted that deal will go ahead - if the price is right

 He told the Daily Star: "I think it's a paperwork issue and Barcelona hanging out for a bigger loan fee

 "I don't think Arsenal will pay a fee for him in the present window. "But a loan with a view to making the signing in the summer is more likely to go ahead

 "Barcelona are trying to negotiate a good loan fee from Arsenal but they are reluctant

" The Gunners have been reluctant to make any spending commitments this month. Maguire reckons Mesut Ozil's mammoth wages have caused a cash-flow problem

 "Their money is restricted from overpaying some players not getting into the first team," he added

 "Plus they have to monitor their finances because Stan Kroenke has made it very clear he's not prepared to stick money from his own pocket into the club

" Speaking last week, Emery seemed to suggest the club were still trying to land Suarez

 He said: "We only want to sign one or two players who can really help us with good performances

 "The club is working. "They know our intentions, our possibilities for signing players that can help us

" Ernesto Valverde was coy about a potential move this week. "We are happy with the squad but there are always possibilities for departures for those who maybe do not feature as often," he explained

 Suarez isn't the only midfielder Emery is now being linked with. Inter Milan ace Ivan Perisic has emerged as a realistic target in recent days

 Arsenal host Cardiff in the Premier League tonight.

For more infomation >> Arsenal transfer news: Reason behind Denis Suarez Barcelona DELAY revealed by expert - Duration: 2:49.

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NEWS | Wilbur Ross on shutdown is out of touch with reality says David Bach - Duration: 3:32.

NEWS | Wilbur Ross on shutdown is out of touch with reality says David Bach

Commerce Secretary that government employees affected by the shutdown should simply take out personal loans to cover their expenses. That advice is "completely out of touch with reality," wealth manager and tells CNBC Make It.

Around face the prospect of missing yet another paycheck Friday as . Each employee has already missed on average, The New York Times estimates, so many have had to . Some have opted to cancel autopay on their bills, skip seeing the doctor, or even sell their car.

Hundreds are also turning to local food pantries and shelters to feed their families. One Chicago based food pantry it had helped 130 federal employees since the shutdown started, while it had given out supplies to 280 federal employees.

Ross told CNBC he didnt get why federal employees would need to visit food banks.

"I know they are," he said, "and I dont really quite understand why because, as I mentioned before, the obligations that they would undertake – say, borrowing from a bank or credit union – are in effect federally guaranteed."

Workers could be visiting real banks instead, he said: "The 30 days of pay that people will be out – theres no real reason why they shouldnt be able to get a loan against it, and weve seen a number of ads from the financial institutions doing that."

"Lets do a reality check for our billionaire friends," suggests Bach. Hes stunned and angered by Rosss response, he says, and "sickened by what is happening to so many hard working Americans."

The cant get their hands on dollar 400 in case of emergency, he points out, while .

"Many of these 800,000 hardworking Americans are now trying to figure out how to eat," Bach says. "They are trying to figure out how to not lose their homes, cars and apartments."

In this type of situation, he says, "its quite possible they havent had the time to look into who will loan them money to survive. Its quite possible they are so stressed out they cant sleep. Its quite possible they are out looking for a new job to put food on the table for their children to survive."

While every bank and credit union has different lending policies, offers loans to those with credit scores as low as 525 — a score thats considered very poor. If you fall below that level, you may find borrowing money much more difficult.

About 16 percent of Americans have very poor credit, or a score of between 300 to 579, . And about or a credit history at all, which can to get a loan.

Some banks and credit unions are stepping up to provide relief, but federal workers with lower credit scores may have few options. Among the big national banks, U.S. Bank introduced a of up to dollar 6,000 for customers who are federal employees, including those who have mortgages, car loans or credit cards with the bank, but approval does hinge on your credit.

to give up to dollar 500 interest free cash advances to federal workers who use the companys PayPal PYPL Credit service. The service is subject to credit approval, though, .

Meanwhile, Bank of America, J. P. Morgan Chase and Wells Fargo are not offering loans but are waiving late and overdraft fees.

Some of the more flexible options are from credit unions. , for example, provides interest free loans to their members for amounts based on their current government paycheck. Approval is not based on a credit score.

The is also offering interest free loans of up to dollar 6,000 for federal employees and contractors. The loans are for 60 days or whenever their pay is reinstated — and no credit check is needed.

Start with credit cards, says personal finance expert . The problem, though, is that roughly one in three Americans worry about maxing out their credit card with a large purchase anything over dollar 100 , according to a recent .

If you are at your limit, you could try calling the credit card and explaining the situation. And if youre approved, plan to start paying down the balance as soon as the government reopens.

If necessary, you could also consider taking a loan from your retirement account. the partial shutdown is an "emergency situation" and federal employees in need of funds can consider dipping into their TSP . The TSP is a retirement plan, similar to a 401k, for federal employees.

"This will be the first time in the history of my entire career that I am telling anyone to even consider this," she said during her podcast "but if you dont have the money to pay your bills — if you dont have any way to feed your children — then you might want to consider taking a loan from your retirement account. … And when and hopefully you do get your back pay, you then can pay it back."

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For more infomation >> NEWS | Wilbur Ross on shutdown is out of touch with reality says David Bach - Duration: 3:32.

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US NEWS | A First in Over a Century Only One State Has a Split Legislature The New York Times - Duration: 7:07.

US NEWS | A First in Over a Century Only One State Has a Split Legislature The New York Times

ST. PAUL — Days after nearly dying during cancer treatments, Hunter Cantrell, a 23 year old university student, made what seemed a quixotic decision: He would run for the Minnesota House of Representatives to plead for affordable health care for all.

To the shock of nearly everyone, Mr. Cantrell flipped a Republican held seat in the suburbs of the Twin Cities, and this month, he became one of nearly 1,700 candidates who took the seat of an incumbent in state legislatures across the nation.

The vast majority of the newcomers are Democrats, and as legislatures started new sessions this month, they were already shifting the debate in a number of states to liberal pledges made during their campaigns, including lowering health care costs, promoting gun control, and expanding access to college.

Republicans continue to hold majorities in most of the nations state capitals, as they have in recent years, but Democrats now control six new legislative chambers, including the Minnesota House of Representatives. Along the way, though, Minnesota — where Republicans hold a narrow majority in the Senate — became the only remaining state in the nation where control of a legislature is divided.

Even in an era of single party dominance in state legislatures, it is a stunning notion: It is the first time in more than a century that only one state has split control of its legislative chambers, and is one more indication of the depth of the nations bifurcated political sensibilities.

Minnesota may be the only place where lawmakers like Mr. Cantrell will be forced in the coming months to hash through both liberal and conservative political proposals to reach compromises. The state has become the lone state laboratory for testing whether bipartisanship — which has failed spectacularly on the federal level — can work in this moment.

Minnesota is a results oriented place, so the advantage will go to the party that is the opposite of Washington, D.C., said Pat Garofalo, a Republican and a representative in the State House. But if the Democrats propose crazy left ideas, with a split government, they wont become law.

To be sure, a mix of governors — including Democrats elected in Kansas, Michigan and Wisconsin, where Republicans control state legislatures — will add checks on some of the state capitals otherwise controlled by single parties. At least 12 states have governors of a different party than their single party legislatures. And a has created uncertainty in the Alaska Legislature, even as Republicans hold a numeric advantage.

But in the first weeks of the years new lawmaking sessions, some legislatures were already racing toward opposite visions, as those controlled solely by Democrats were busy pushing liberal measures and those ruled by Republicans were advocating conservative agendas.

In the opening days, Democrats who have vaulted to positions of full control in their legislatures Colorado, New Hampshire and New York , achieved parity Minnesota , or solidified their power California, Nevada and New Mexico, among others have wasted little time.

In New Hampshire, one of 18 state legislatures controlled by Democrats after both of its legislative chambers flipped in 2018, lawmakers have already in the House chamber over the objections of Republicans, and have voted to require every lawmaker to undergo sexual harassment awareness training. Up next, the Democrats say: a family medical leave bill.

In New York, where Democrats won full control of the Legislature, lawmakers have approved access to state financial aid and scholarships and another that expands protections for the states abortion laws.

In Colorado, where Democrats took the and already controlled the House, lawmakers have introduced bills to expand access to affordable health care, allow the importation of prescription drugs from Canada, and give 100 teachers as much as dollar 5,000 a year each to help pay off college loans.

And Democrats who now control the say they are seeking several measures that had been blocked or slowed by Paul LePage, the former Republican governor. Among them are Medicaid expansion and food stamps for asylum seekers.

In the 31 states that have Republican legislative control as well as Nebraska, whose single chamber legislature is officially nonpartisan but leans conservative , lawmakers were also pressing their advantage.

In Ohio, the Legislature is poised to once a fetuss heartbeat is detected, which could be as early as six weeks into a pregnancy. In Missouri, Republicans are considering a so called right to work law, even though voters rejected the idea last year. And Alabama Republicans are contemplating building more prisons.

We are in a time when there is a lot of division in our politics, and the divisions are along social, economic and geographic lines, said William T. Pound, executive director of the, a group that serves members of legislatures.

States in 2018 elected a historically diverse group of candidates, with more women than ever before seated in state legislatures — about 28 percent of the total. Women now in Nevadas Legislature and in Colorados House.

In all, 27 percent of members of state legislatures lower chambers and 32 percent of upper chambers defeated incumbents to win seats in November, according to an analysis by the , a nonprofit organization that provides policy guidance to governments.

In Minnesota, the only state with a divided legislature, the risk to each side is clear: If either party presses bills that stray too far from the center, they could fail to pass their agenda. But if lawmakers scale back their proposals, they might be seen as failing to deliver on campaign promises. And if Democrats, who control the Minnesota governors office as well as the House, try to force through liberal policies, they could be seen as overreaching in a state that is not wedded to either party.

Democrats, however, say they intend to be assertive.

We need to demonstrate that we are ready to take action to improve peoples lives and not be overly cautious, said Representative Ryan Winkler, the Democratic House majority leader.

Among the Democrats plans were measures for paid family leave, a public option health care plan, more early childhood education and gun control limits requiring background checks and red flag laws to temporarily take guns away in some cases; Republicans, who hold a two seat advantage in the Senate, have promised to block gun limits.

Mr. Winkler said that would provoke more anger, particularly among female voters in the suburbs, where Democrats flipped seats. There is now a political downside to not doing gun safety legislation, Mr. Winkler said. Suburban Republicans have to wonder how theyre going to survive if they are not going to cooperate with us.

But Mr. Garofalo, the Republican House member, said backlash against President Trump had caused the defections in the suburbs, and warned that a liberal agenda would send suburban women fleeing back to Republicans.

I dont think the Democrats will go what I would call the Bernie Sanders route, or it will be easier for us to take back the majority, he said.

Mr. Cantrell, the new Democratic State House member, sounded more concerned with delivering on promises he had made as he told his own health care story along the campaign trail in the suburbs around the Twin Cities, where many of the people he talked to said they had voted Republican in the past. A 10 day stay in the hospital had cost dollar 100,000. He was only able to afford it because he was covered by his mothers health care plan, he said.

He has called for an expansion to the states health care program for the poor, lower drug costs and more transparency in prescription drug prices. He sounded hopeful about his prospects, even in a divided government.

In some districts, people are feeling a sense of disarray and disorder and they want to return politics to the people and return to civility, he said. I believe there can still be a light and hope in politics and that we can have a politics that can unite and not divide.

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